Bill Maher Quotes

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.

If you're trying to get out of debt, you have to be willing to treat everything as expendable.

There are but two ways of paying debt—increase of industry in raising income. increase of thrift in laying out.

I often say that paying off your debt is like dieting. There are no miracle cures; it takes discipline and hard work.

Today, there's no excuse for not learning how to get our financial houses in order. Some of us close our eyes, take a deep breath and say a prayer when it comes to managing our finances.

I had plastic surgery last week. I cut up my credit cards.

Home life ceases to be free and beautiful as soon as it is founded on borrowing and debt.

People know that you can't spend more than you have.

For the vast majority of Americans who work hard and play by the rules, paying the bills may be hard some months, but it's something we always do.

By working toward a financial objective, you'll start to see the money add up for retirement or the credit card balance go down. But it doesn't have an immediate impact on your day-to-day life, and when it does - like when you're pinching pennies to save more - the immediate impact could feel negative.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

Families out there know that if they get in trouble and they've spent up a bunch of money and they've borrowed and they are up to hock to their necks, the thing they've got to do is start paying off what they owe and cut back their spending.

Some couples go over their budgets very carefully every month. Others just go over them.

My problem lies in reconciling my gross habits with my net income.

When I was young I would spend more money than I should with my credit card but my father cut it off, so I had to find creative ways of making money.

I've always had an aversion to debt.

Watch your finances like a hawk.

If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a credit card.

I've got my eye on a few things to spend my money on. I've got my own bank card but I am really good with money. I don't spend too much at all.

Get rid of debt now.

It is imperative that we make consumers more aware of the long-term effects of their financial decisions, particularly in managing their credit card debt, so that they can avoid financial pitfalls that may lead to bankruptcy.

The answer to too much debt is not more debt; it is less debt.

You ask my wife or my two sons, and they'll tell you that I ain't free with the money.

It takes some discipline and hard work, but relying on credit when things go wrong is a trap.