Dave Ramsey Quotes

When I come to work each day, whether as a commentator for TheStreet.com or a host of Mad Money With Jim Cramer, I have only one thought in mind: helping people with their money.

It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - to truly understand every suggestion they're given before acting.

I get more emails and calls when it comes to money than probably any other single person on television when it comes to money.

Financial planners are salespeople. They are NOT teachers. Get your education from someone NOT getting a commission.

Workshops and seminars are basically financial speed dating for clueless people.

Many people are in the dark when it comes to money, and I'm going to turn on the lights.

We're providing planning to a huge audience who's never had access to financial planners before. This was always my plan for LearnVest. It was in my very first pitch deck.

I was a writer for 'New York' magazine. I had been to business school, but what did I know? Still, everybody from the receptionists on up to the editor would ask me what they should do with their money.

Financial advice needs to change according to what is happening in the economy.

I think people enjoy reading about money, but the people who are in charge of giving me guidance tell me not to talk about it in interviews. Why not? That's what everybody thinks about.

My parents manage my money, though growing up I was very hands on with investments and made all the decisions, even on behalf of my parents.

Government and companies working together to support parents, teachers, and mentors within the community can give kids a strong background in financial literacy.

The world is full of people who want their ears tickled on strategies for wealth creation and protection and so-called revealed secrets to wealth creation. And there are plenty of slick 'business coaches' who are more than willing to do just that - for a fee. This is the world of the seminar guru.

Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke as they are.

Broke people giving financial advice is like a shop teacher with missing fingers.

As a young kid, I wasn't really interested at that stage - getting financial advice was far from my mind. I was focused on playing football. But I got onboard with this financial adviser and I heeded his advice, and that was my smartest money decision.

Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things.

Anyway, when I got out of the Army, I went to see a therapist. And she said, what seems to be the trouble? And I said I want to give all my money away. And she said, how much do you have? And I said, I owe $300. She stared at me for several seconds, and she said, I see. Well, let's get to work. And maybe by the time you do have some money, you'll be wise enough to know what to do with it.

I'm also not good with numbers either, so it's not a great mix. People apparently don't want you ball-parkin' it when it comes to their finances.

Money is good for nothing unless you know the value of it by experience.

When a man makes a specialty of knowing how some other fellow ought to spend his money, he usually thinks in millions and works for hundreds.

If I was to be their real teacher and guardian, I must touch their hearts, I must share their joys and sorrows, I must help them to solve the problems that faced them, and I must take along the right channel the surging aspirations of their youth.

If we assume that there are normal or standard income results to be obtained from investing money in securities, then the role of the adviser can be more readily established. He will use his superior training and experience to protect his clients against mistakes and to make sure that they obtain the results to which their money is entitled.

It is not about how much money you make. The question is are you educated enough to KEEP it.

The average man doesn't wish to be told that it is a bull or a bear market. What he desires is to be told specifically which particular stock to buy or sell. He wants to get something for nothing. He does not wish to work. He doesn't even wish to have to think.