Barry Ritholtz Quotes

We really haven't had very much experience with people funding their retirement out of the stock market, and we don't know, frankly, how it would work under every scenario.

Though Congress continues to explore possible solutions to ensure social security solvency, everyone must take personal responsibility to prepare their own retirement savings accordingly.

Knowing where you stand in your quest to accumulate enough money for retirement is an incredibly important part of the planning process.

I am very concerned about the millions of baby boomers who are counting on the stock market to deliver them a safe, sound, long retirement. I am afraid the baby boomers who are counting on the stock market are in trouble.

In other words, Social Security is every bit as insecure as the stock market.

Americans living longer than ever must save more than ever.

What if we thought of health and security in retirement as one basket?

If you put nothing away for retirement, I can tell you, to the last penny, how much you will have when you retire: nothing.

People just haven't saved enough for retirement. And they're going to outlive their money.

Our seniors' retirement should never rely on the bull of political promises or the bear of the market.

What we should be trying to do is to encourage people to establish private retirement accounts and help them take pressure off the Social Security system.

A whole generation of Americans will retire in poverty instead of prosperity, because they simply are not preparing for retirement now.

You can imagine, if somebody's approaching retirement, and all of a sudden the funds that he or she is depending on is depleted by 50% or however many, it gives them a sinking feeling in the pit of their stomach.

Money isn't everything, but it is when you start thinking about putting money away for your retirement days.

Whether you are just entering the workforce or nearing retirement age, planning for the future is critical.

Since Social Security faces a large gap between what it promises younger workers and what it can afford to pay them, private savings will likely need to play a larger role in retirement planning for younger workers.

To enjoy a long, comfortable retirement, save more today.

Do I want to see people take their Social Security payments and put them into private accounts, open up an eTrade account and go into the stock market? Absolutely not.

The do-it-yourself version of pensions is a flop, as many Americans have painfully learned.

Retirement security is often compared to a three-legged stool supported by Social Security, employer-provided pension funds, and private savings.

A lot of the money in the stock market is really our national retirement plan, for better or worse.

Employees did not only have their money in their 401k’s. They had their lives in those 401k’s ... today most people have most of their money in public stocks ... and the government regulates very little of this.

Americans should be able to enjoy a secure retirement after a lifetime of hard work. But too many Americans reach retirement without enough savings to supplement their Social Security benefits.

It's hard to have any idea of how much money is enough to finance an appropriate lifestyle in retirement. But if a lump sum is translated into a monthly income, it's much easier to determine whether you have enough put away to afford to stop working.

I don't know how I'd be retired. I wake up every day with another idea.