John C. Bogle Quotes

Knowing where you stand in your quest to accumulate enough money for retirement is an incredibly important part of the planning process.

Americans should be able to enjoy a secure retirement after a lifetime of hard work. But too many Americans reach retirement without enough savings to supplement their Social Security benefits.

Saving enough to retire has become impossible for most Americans.

People just haven't saved enough for retirement. And they're going to outlive their money.

Money isn't everything, but it is when you start thinking about putting money away for your retirement days.

To enjoy a long, comfortable retirement, save more today.

With or without a Social Security fix, Americans don't have enough assets to retire on. There has to be a much larger debate.

There are times when the presence of more choices can make us choose things that are not good for us. For me the clearest example is that the more retirement fund options a person has, the less likely they are to save for their old age.

'Returnless risk' is not how you prepare for a decent retirement.

Americans living longer than ever must save more than ever.

I want to work to help all those working a lifetime to be confident they will have a secure and dignified retirement.

A secure retirement is one of the pillars of middle class life. For all too many Americans, however, that pillar needs more support.

We need to make sure people continue to have access to retirement plans because everyone deserves the opportunity to retire with dignity and financial independence.

But while the state pension is a critical foundation for people's financial security as they age, it must be supplemented with other forms of retirement income.

Our seniors' retirement should never rely on the bull of political promises or the bear of the market.

A whole generation of Americans will retire in poverty instead of prosperity, because they simply are not preparing for retirement now.

Since Social Security faces a large gap between what it promises younger workers and what it can afford to pay them, private savings will likely need to play a larger role in retirement planning for younger workers.

Social Security is the very foundation of retirement security for millions of Americans.

Americans are not saving enough for retirement.

I guess I'll retire someday if I live that long.

Retirement security is often compared to a three-legged stool supported by Social Security, employer-provided pension funds, and private savings.

A lot of people aren't saving enough. And incidentally, people are living longer now, and health care is improving. You might end up retired for 30 years - people are not really preparing for that.

Never take a loan against your retirement! When you pay interest against your retirement, you cost yourself interest.

It's hard to have any idea of how much money is enough to finance an appropriate lifestyle in retirement. But if a lump sum is translated into a monthly income, it's much easier to determine whether you have enough put away to afford to stop working.

What if we thought of health and security in retirement as one basket?