Jean Chatzky Quotes

Money isn't everything, but it is when you start thinking about putting money away for your retirement days.

If you put nothing away for retirement, I can tell you, to the last penny, how much you will have when you retire: nothing.

To enjoy a long, comfortable retirement, save more today.

Retirement security is often compared to a three-legged stool supported by Social Security, employer-provided pension funds, and private savings.

Many people focus on the 4 percent rule, which essentially says that as long as you withdraw no more than 4 percent from your retirement accounts each year, the money should last you 30 years.

Save your money. You're going to need twice as much money in your old age as you think.

'Returnless risk' is not how you prepare for a decent retirement.

What if we thought of health and security in retirement as one basket?

People just haven't saved enough for retirement. And they're going to outlive their money.

You can never have the comeback if you don't have the retirement.

Our seniors' retirement should never rely on the bull of political promises or the bear of the market.

Well, today people have to be self-reliant if they want a secure retirement income.

Whether you are just entering the workforce or nearing retirement age, planning for the future is critical.

Personal savings accounts to me are one of the most powerful things, not necessarily in saving, solvency, or bankruptcy of the program, but in guaranteeing, the words I used a few minutes ago, a safe and secure retirement for our seniors.

Since Social Security faces a large gap between what it promises younger workers and what it can afford to pay them, private savings will likely need to play a larger role in retirement planning for younger workers.

Younger workers should have more freedom to build their retirement nest egg.

With or without a Social Security fix, Americans don't have enough assets to retire on. There has to be a much larger debate.

We really haven't had very much experience with people funding their retirement out of the stock market, and we don't know, frankly, how it would work under every scenario.

I didn't make enough money in my sport to retire.

Many seniors understand that Social Security is social insurance as opposed to a program where we put money aside for our own retirement. But most elderly individuals think they're getting their money back. So it isn't selfishness as much as a misunderstanding.

I have not cared for money, and I enjoy working. Money comes my way. People work hard so they get enough money. Or they work hard so they don't have to work hard later in life. But though I don't need money, I still work hard because I like what I am doing.

Think of your pension and start saving. Like my father, I have been a spendthrift, and I regret that.

If a woman did not work and have the opportunity to save and invest on her own throughout her lifetime, she is often totally reliant on her family and Social Security for her retirement years.

A lot of the money in the stock market is really our national retirement plan, for better or worse.

Planning to play: that's what saving for retirement is today - and it is antithetical to the nature of play, fully within the definition of work, and blissfully ignorant of the reality of death.