Bob Hope Quotes

The business of a bank is to lend money; which amounts, nowadays, to lending credit.

It's easy to get a loan unless you need it.

A man needs credit. Especially when he has no money.

Nine of 10 whites in Chicago borrow from top-drawer banks and mortgage companies, which the industry calls prime lenders. They lend to people with A credit ratings, making loans at competitive rates.

Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.

Banks were once places to hold money and were very careful in lending to finance families as they built a future - bought homes, bought cars, took out student loans.

Under certain circumstances loans may be resorted to with great advantage.

No man's credit is as good as his money.

We borrowed money, it helped us with bonds and what not, and the Federal Government backed it, but it was a guarantee, it was not a grant. And we not only paid it off, but we paid it off ahead of time.

Students graduating with high debt encounter difficulties in qualifying for home and automobile loans.

Yes, Americans can still get credit for cars and trucks and refrigerators, and those businesses are doing well. But just try to get a home loan now.

Banks lend by creating credit. They create the means of payment out of nothing

Tangible currency (coins and dollar bills) together make up less than 3 percent of the U.S. money supply. The other 97 percent exists only as data entries on computer screens, and all of this money was created by banks in the form of loans.

In its beginnings, the credit system sneaks in as a modest helper of accumulation and draws by invisible threads the money resources scattered all over the surface of society into the hands of individual or associated capitalists. But soon it becomes a new and formidable weapon in the competitive struggle, and finally it transforms itself into an immense social mechanism for the centralization of capitals.

A Bank in Human Form.

An improving credit landscape means fewer loans are delinquent - and fewer people are needed to service these loans.

I learned how to lend money by cleaning up the messes of others who had made loans before me.

A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.

Consumers get used to reading and understanding their credit card contracts, their mortgages, their check overdraft agreements, those are good things. That puts power back in the hands of consumers.

Kill the Rent Hog and the Interest Hog.

No nation can miss interest or principle payments without some negative impact on its credit standing.

The farmer may often have suffered from excessive interest and grasping creditors; but it was no less frequently the avarice of the lender that got him into trouble than the fact that he was too sanguine and too prone to believe that he could safely go into debt, on the assumption that crops and prices in the future would equal those in the present.

I do not dislike your bank any more than all banks.

One of the greatest disservices you can do a man is to lend him money that he can't pay back.

When all things are considered, it will be found best for the Nation to leave the Borrowers and the Lender to make their own Bargains, according to the Circumstances they lie under