Jean Chatzky Quotes

Automate your savings so that you have money taken directly from each paycheck and deposited into a 401(k) or other workplace retirement account. If that's not an option, automatically have money transferred out of checking into savings each time you get paid.

It is true that a population which is growing older needs to save, but the question is in what form the savings are made.

The decision to incentivise savings for pension funds augurs well for infrastructure financing and retirement planning.

If you're not putting enough away for emergencies or retirement, making commitments in advance, such as signing up for payroll withholding, can help.

To the hard-working people who set a little bit aside each month, to provide for their children, or to fund their own retirement, I say: you should be rewarded not punished.

College is expensive; I always knew that, and I wanted to make money, partially to spend a little of it here and there, but primarily for a college savings fund.

From the time I was 8 until now, I've been working. My Social Security is looking solid.

We promote domestic savings by also things like the personal accounts associated with the president's Social Security initiative, which over time would generate more savings.

Since Social Security faces a large gap between what it promises younger workers and what it can afford to pay them, private savings will likely need to play a larger role in retirement planning for younger workers.

I have to think about the possible ramifications of an early retirement.

I've seen people be effective, even among local teams, by offering something that improves wellbeing in a small way - people who get passionate about smart investment strategies and managing finances for retirement, for example.

Voluntary personal savings accounts would enable future retirees to harness the power of the marketplace when saving for their retirements.

Though Congress continues to explore possible solutions to ensure social security solvency, everyone must take personal responsibility to prepare their own retirement savings accordingly.

Save your money. You're going to need twice as much money in your old age as you think.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

Retirement security is often compared to a three-legged stool supported by Social Security, employer-provided pension funds, and private savings.

We want to develop innovative ways to promote savings so more Americans can save for their future, but first we need to reject privatization schemes and work together to strengthen Social Security.

It is never too early to encourage long-term savings.

There is a real opportunity right now as parents and grandparents to come up with a plan that leaves our kids with something better than we have; that is, an opportunity to own, build, and grow a nest egg of their own.

Americans living longer than ever must save more than ever.

Workers are most likely to save for retirement if they have access to a workplace savings plan and are automatically enrolled in that plan.

Payroll savings plans are vital because they are essentially the only way that middle-class Americans reliably save for retirement.

Countries get one chance in history of putting into place a savings retirement scheme on the scale of the Australian superannuation system.

When employees are first eligible for a retirement savings plan, they should be enrolled unless they choose to opt out.

I don't think we'll ever be millionaires. I don't really think about the future.