Tom Rath Quotes

Smart financial planning - such as budgeting, saving for emergencies, and preparing for retirement - can help households enjoy better lives while weathering financial shocks. Financial education can play a key role in getting to these outcomes.

When you're a 20-something-year-old athlete and you're getting a six-figure check every week, you're not thinking about next week. You're not thinking, 'I'm going to be broke,' or 'I'm going to need another job.' But I'll tell you, there are a lot of broke athletes out there - I know plenty - and I didn't want to end up as one.

I made a comfortable living for several years. I invested, and I protected myself, so I enjoy that freedom.

I haven't gone hillbilly rich, where you spend everything you have.

I have my own money. I don't need to make too much more money where I'm at in my life.

I've made some investments during my career that I'm happy with, so my life, talking financially, is definitely OK.

I must know every aspect of my personal finances. Managing your money will help you make your money work for you.

Money brings a lot of responsibility as to what you're going to do with it, and I've given quite a bit of thought to that.

I never dreamed I would want to be or become a financial advisor.

Financial literacy is an issue that should command our attention because many Americans are not adequately organizing finances for their education, healthcare and retirement.

Thoughtful financial planning can easily take a backseat to daily life.

I'm no economist. I don't even play one on TV. I'm just a husband, a father, a taxpayer.

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.

My private financial situation is such that I don't need to worry about my investments. I don't have much to invest.

After you're older, two things are possibly more important than any others: health and money.

The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.

Unless you are completely retired, earning money is the best form of wealth preservation.

You have got to be the masters of your own financial future.

I don't want to be on anyone's board. I just want to have good investments.

When you have a lot of money, there's so many places you can go to manage your money. But when you don't have money, mathematically you actually need a financial plan more. You can't really afford to make mistakes. So why is this such a luxury product?

Efficient spending and saving will give the family more security, more opportunities, more education, and a higher standard of living.

I can tell you that when you're counting every penny, knowing that you are a single bad decision away from bankruptcy, you inevitably lose focus on what really matters for your business.

When I was very young, maybe 12 years, I began to make investments.

If you don't educate yourself, you'll never get out of the starting block because you'll spend all your money making foolish decisions.

I wanted to build a tool for my generation: people 20 to 40 who don't want to spend time balancing a checkbook or checking multiple financial institutions' websites. Mint does just that, giving comprehensive, quick insights into a user's finances from their computer, mobile phone and/or tablet.