Robert Heller Quotes

Just because you can afford it doesn't mean you should buy it.

Never spend your money before you have earned it.

I never really had an itch for gambling. I work hard for my money, so I don't like going out and giving it away like that.

What is OK is to spend money for productivity. What is not OK is just to light money on fire.

Here's my gift-giving rule: Respect your current financial situation.

Every time I am tempted to buy some dopey thing, I hear my late father's voice: 'Do you really need that?' He was big on saving money and buying as much security as possible. He also encouraged charitable giving. So, I am responsible with currency.

We haven't shed our engineering pragmatism, so we accomplish things in the simplest manner possible. It helps with budget, obviously. We're not getting rich off web video, and we're supporting two families with our income, so we need to keep as much of the budget to ourselves.

The idea of recklessly spending money - even though it sounds like it's lots of fun, it's fashion - isn't interesting to me. It is a business.

Those who spend too much will eventually be owned by those who are thrifty.

This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'

If you got a dollar, soak it away, put it in a savings bank, bury it, do anything but spend it. Spending when we didn't have it put us where we are today. Saving when we've got it will get us back to where we was before we went cuckoo.

I was never completely destitute. I think I borrowed money once off a friend, but I've always been quite careful with my money, having come from not much of it.

Be truthful... and pay attention. I would also recommend the avoidance of credit cards.

Borrowing money on what's called 'easy terms,' is a one-way ticket to the Poor House. If you think it ain't a Sucker Game, why is your Banker the richest man in your Town? Why is your Bank the biggest and finest building in your Town? Instead of passing Bills to make borrowing easy, if Congress had passed a Bill that no Person could borrow a cent of Money from any other person, they would have gone down in History as committing the greatest bit of Legislation in the World.

Don't go into debt and don't spend a lot. It's not how much money you make, it's how much you spend.

We haven't got the money, so we've got to think.

Discipline enables you to think first and act second.

My mantra is if you raise money, don't waste it.

Live within your means, never be in debt, and by husbanding your money you can always lay it out well. But when you get in debt you become a slave. Therefore I say to you never involve yourself in debt, and become no man's surety.

In this consists the difference between the character of a miser and that of a person of exact economy and assiduity. The one is anxious about small matters for their own sake; the other attends to them only in consequence of the scheme of life which he has laid down to himself.

Money shouldn't be worshiped and it shouldn't be ignored.

... show respect for your money ... Then your money will think and care about you in return.

Some people make movies and think, "Well, I'll just keep asking for more money if this isn't enough." And then there are other people, like Clint Eastwood, who always come in under budget.

Those who never think of money need a great deal of it.

You’d get very rich if you thought of yourself as having a card with only twenty punches in a lifetime, and every financial decision used up one punch. You’d resist the temptation to dabble. You’d make more good decisions and you’d make more big decisions.