Suze Orman Quotes

What this country needs is a credit card for charging things to experience.

If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a credit card.

When you're 23, 24 years old and somebody's given you a credit card and jets and limos and you don't have to pay the bill when it comes in - that's a pretty nice deal.

Consumers get used to reading and understanding their credit card contracts, their mortgages, their check overdraft agreements, those are good things. That puts power back in the hands of consumers.

I say all the time I think there should be some courses in the regular schooling system that isn't, even like about credit, things that matter later in life. I learned the harder way: 'Look, I got a $500 credit card in the mail, let's go shopping!'

If you have debt, you have to worry about it. I would challenge each of you to try to be debt-free.

Home life ceases to be free and beautiful as soon as it is founded on borrowing and debt.

Some people use one half their ingenuity to get into debt, and the other half to avoid paying it.

Let us all be happy, and live within our means, even if we have to borrow the money to do it with.

I used to buy nice clothes and drive a nice car when I couldn't afford it. But I spent all my money doing it, and now I don't have to. I like nice things. I like to travel in a certain style. I like to live in a nice place.

There is an attitude that we should be able to have everything. No, you shouldn't be able to have anything. I'd like a helicopter, but I can't afford a helicopter, so I don't buy one. People are buying stuff they can't afford on credit. I bought my Ford hybrid with cash.

If you pay your credit card off every month, get a rewards card. One that gives you airline miles or that will give you 1 percent cash back at least on every purchase.

Part of the problem I find with money books is that there's this whole set of money books that make you feel almost guilty to spend a dollar.

I bought an electric scooter in sixth grade. Bankrupted me.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

I'd say the main way people get into terrible financial trouble is just to spend too much money relative to their income, and that is an endemic problem in the United States of America, and that's the kind of thing that should be taught about in schools.

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.

It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting.

My dad was fiscally conservative, and I was influenced by that. He didn't believe in spending more than you had because it gets you into trouble.

I'm not broke. Like everybody else, I owe money.

I've always had an aversion to debt.

My own feeling on the consumer is that he - he or she looks at what it costs them to pay their bills every month as opposed to how much debt they have.

I'm a neurotic Jew who doesn't want loans. I can't even carry a balance on my credit card without having a nervous breakdown.

You don't realize how much you use your credit card not even to buy things. It's a card you get so you can navigate society.

Credit card interest payments are the dumbest money of all.