Adrienne C. Moore Quotes

Financial security is crucial for your family, and I have a large family. Money does matter when you don't have it. When you need it, you realise the value of it. In that sense, money will always have value.

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.

Smart financial planning - such as budgeting, saving for emergencies, and preparing for retirement - can help households enjoy better lives while weathering financial shocks. Financial education can play a key role in getting to these outcomes.

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.

Growing up, I didn't know anything about money other than we didn't have any.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.

This isn't like cancer, where we don't know the solution. Financial planning is math. We have the answers, yet it's this huge cause of stress.

It's not surprising so many people end up with credit-card debts. Saving for your retirement and buying a house are difficult things, and we don't educate people about them at all.

I'm not broke. Like everybody else, I owe money.

I was brought up in an environment where my parents expressed their financial concerns in front of their children.

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.

If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.

There can be no freedom or beauty about a home life that depends on borrowing and debt.

I admit to occasionally sharing the financial hysteria of the rest of the country, the urgency to save more for the family in case you can't write any more.

With 6 kids, I still pay off my student loans. I still pay my mortgage. I drive a used minivan. If you think I'm living high off the hog, I've got one paycheck.

Don't take risk, and don't get into debt.

Once you start getting money, it relieves your stress of worrying about how you're going to pay your next bill. It's more like another stress of how many bills you have to pay.

Everyone has a salary. Everyone has hopes and dreams for where they can invest their money. Everyone wants to do the best they can with it, and they don't want to be subjected to any sort of predatory lending.

When people say to me, 'You're so prolific!' it's, like, no, I'm just hopeless with money.

If you have debt, you have to worry about it. I would challenge each of you to try to be debt-free.

And a musician has to learn to be frugal and to carefully manage financial affairs.

For the vast majority of Americans who work hard and play by the rules, paying the bills may be hard some months, but it's something we always do.

I'm happy to tell you that my debt is retired. That happened because I got a good financial adviser.

The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.