Suze Orman Quotes

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.

I've had to take out a couple of loans; I'm not gonna lie. I want to pay off my debts. I want to start stacking some cash and set myself up for the future.

I'm not broke. Like everybody else, I owe money.

If you put a purchase on a charge card, you're paying it off forever. You have to know how to pay it off before you go deeply in debt.

Get rid of debt now.

Whether we are working to pay off student loans, credit card debt, paying for elder or childcare, or even trying to save for retirement, the idea of the American dream still remains just that - a dream.

If you have debt, you have to worry about it. I would challenge each of you to try to be debt-free.

There are no shortcuts when it comes to getting out of debt.

You want 21 percent risk free? Pay off your credit cards.

If you're going to live in the house make it your goal to just pay off your mortgage.

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

I very rarely use a credit card, but I do if I know I have big bills coming and I need to stagger payment.

Make this the year you tackle that credit card debt once and for all.

By teaching twenty-something year olds responsible debt management practices, we can help them create a balanced lifestyle and find peace of mind through increased financial awareness, smart saving and long-term investing.

No one anticipates divorce when they're exchanging vows, and it can be devastating emotionally and financially. To ease the financial side of the blow, you need to maintain your financial identity in your relationship. That means having your own credit history - you need your own credit card - and your own savings and retirement accounts.

If you're trying to get out of debt, you have to be willing to treat everything as expendable.

I've always had an aversion to debt.

Too often, we make budget cuts - then blow the savings. Instead, think about your financial picture. Do you have high-interest rate debt? Paying it off faster will save you a bundle.

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.

I have never had personal debt and never will.

The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.