Dave Ramsey Quotes

For the vast majority of Americans who work hard and play by the rules, paying the bills may be hard some months, but it's something we always do.

Many people are in the dark when it comes to money, and I'm going to turn on the lights.

A penny saved is not a penny earned if at the end of the day you still owe a quarter.

I've just tried to be a responsible person and pay my bills. But whatever it is I do, I want to do the best I can.

My mom, her money going was straight to the bills.

Money brings a lot of responsibility as to what you're going to do with it, and I've given quite a bit of thought to that.

Most people aren't honest with themselves about money.

I'm a good businessman. I pay my bills. Growing up in a situation where everything counted helps.

If you're not staying on top of your money, you are putting your financial well-being at risk.

You've got to tell your money what to do or it will leave.

I'm not great with money. I'd go crazy if I were left to my own devices. My mum and girlfriend sort it out. I'm not driven by it, but I love to be generous.

Some couples go over their budgets very carefully every month. Others just go over them.

I think about how I'm spending my money, and I like to spend on my family.

If you don't educate yourself, you'll never get out of the starting block because you'll spend all your money making foolish decisions.

I just like to keep working and being able to pay my bills.

The key to wealth is not what we earn. It is in what is spent on us.

I don't believe in spending money lavishly, now that I'm making money.

Now more than ever is the time to really work on learning a money management system that can work, no matter how low things seem right now.

All workers, whether they are employed in the private or public sector, should avoid living 'paycheck to paycheck.' Studies show that every household wastes 10% or more of its salary or income on unnecessary expenditures or by not taking the time to shop for better prices. It's all a matter of proper budgeting.

I believe entertainers should know what's going on and do their own banking.

After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up - at least over the long term.

I am a big believer that orderliness begets wealth. A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. When you consciously open, read, and file away your bills and statements, you are connecting with your money and taking control of your life.

My parents believed in education and economic security, and I thank them for it. Because I think that's part of what's made my life stable. It was instilled in me. You have to be able to pay your bills. You do not get into debt. And I never have been.

Stay on top of your finances. Don't leave that up to others.

As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal.