Geoffrey Rush Quotes

For the vast majority of Americans who work hard and play by the rules, paying the bills may be hard some months, but it's something we always do.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

It's not surprising so many people end up with credit-card debts. Saving for your retirement and buying a house are difficult things, and we don't educate people about them at all.

I've always had an aversion to debt.

My own feeling on the consumer is that he - he or she looks at what it costs them to pay their bills every month as opposed to how much debt they have.

If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a credit card.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

As borrowers, we may feel guilty about running up debt, anxious about making payments, and resentful of the constraints that old obligations (and old credit records) impose on our current choices. We may find it too easy to buy things we may later regret.

It is imperative that we make consumers more aware of the long-term effects of their financial decisions, particularly in managing their credit card debt, so that they can avoid financial pitfalls that may lead to bankruptcy.

There can be no freedom or beauty about a home life that depends on borrowing and debt.

It takes some discipline and hard work, but relying on credit when things go wrong is a trap.

If you've got a mortgage, and you've got bills to pay, you might tend to do some stupid things.

Loans are a different experience for everyone, but the mentality you have to have is not to feel relaxed. You have to have a mindset that you're going to try harder and work harder than anyone.

Today, there's no excuse for not learning how to get our financial houses in order. Some of us close our eyes, take a deep breath and say a prayer when it comes to managing our finances.

Whether we are working to pay off student loans, credit card debt, paying for elder or childcare, or even trying to save for retirement, the idea of the American dream still remains just that - a dream.

I say all the time I think there should be some courses in the regular schooling system that isn't, even like about credit, things that matter later in life. I learned the harder way: 'Look, I got a $500 credit card in the mail, let's go shopping!'

If you have debt, you have to worry about it. I would challenge each of you to try to be debt-free.

I don't like being in debt, and I wouldn't borrow money for anything.

Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.

Some people use one half their ingenuity to get into debt, and the other half to avoid paying it.

Let us all be happy, and live within our means, even if we have to borrow the money to do it with.

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.

I'm not a very good financing person. I don't even know how much money I have in my bank account. I never have opened one single envelope from the bank - they freak me out.

By teaching twenty-something year olds responsible debt management practices, we can help them create a balanced lifestyle and find peace of mind through increased financial awareness, smart saving and long-term investing.