Suze Orman Quotes

By teaching twenty-something year olds responsible debt management practices, we can help them create a balanced lifestyle and find peace of mind through increased financial awareness, smart saving and long-term investing.

If you're not staying on top of your money, you are putting your financial well-being at risk.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

It takes some discipline and hard work, but relying on credit when things go wrong is a trap.

I've had to take out a couple of loans; I'm not gonna lie. I want to pay off my debts. I want to start stacking some cash and set myself up for the future.

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.

It takes as much imagination to create debt as to create income.

I'm not broke. Like everybody else, I owe money.

Money looks better in the bank than on your feet.

Let every man, every corporation, and especially let every village, town, and city, every county and State, get out of debt and keep out of debt. It is the debtor that is ruined by hard times.

There can be no freedom or beauty about a home life that depends on borrowing and debt.

You've gotta have a healthy balance of keeping your eye on how much money is in your account and making sure that it can sustain a healthy, happy life.

We need to have a goal of becoming debt-free as soon as possible.

Don't take risk, and don't get into debt.

If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.

The way to build your savings is by spending less each month.

Savings is an important tool because it can help the poor deal with the ups and downs of irregular earnings and help them build reserves for a rainy day.

I worry about putting food on the table, paying for my kids needs, their college fees in years to come. It's about earning enough to have a living to be able to look after your children.

Smart financial planning - such as budgeting, saving for emergencies, and preparing for retirement - can help households enjoy better lives while weathering financial shocks. Financial education can play a key role in getting to these outcomes.

Thoughtful financial planning can easily take a backseat to daily life.

The best advice that I can offer is that being proactive and a careful planner is key. Think about the major things that could shake up your financial life, and I'll bet there are some great ways to protect yourself.

Pull in your belt, spend less, and reduce debt.

Financially, I've lost money and made money, but I know my way around financially.

LearnVest provides women with the necessary tools and resources to manage their personal finances; its core mission, to positively contribute to society through education and, ultimately, the promotion of self-sufficient and financially aware women.