Sam Graves Quotes

If you would know the value of money, go and try to borrow some.

If you owe the bank $100 that's your problem. If you owe the bank $100 million, that's the bank's problem.

Small businesses provide 75 percent of new U.S. jobs and are the backbone of our economy, and no outdated ban should be keeping small business owners from collecting the same interest their money could earn if it were held by an individual.

In October 2008, when the credit crunch hit, small businesses were really crushed by the lack of capital.

One of the biggest problems out there that I hear from my friends in the business community is that there's no lending, that it's tough to get a loan today.

The United States economy is like a poker game where the chips have become concentrated in fewer and fewer hands, and where the other fellows can stay in the game only by borrowing. When their credit runs out the game will stop.

We do not project power from bankruptcy court. We're borrowing a million dollars a minute. It's got to stop somewhere.

Below-target inflation increases the real value of debts owed by households and businesses and reduces the ability of central banks to respond to downturns.

The lack of available credit and loans is having a severe impact on small businesses in particular, but also their suppliers and the bigger companies too.

The real problem is deflation. That is the opposite of inflation but equally serious to the borrower.

It's easy to get a loan unless you need it.

What I usually do is hoard money - I accumulate as much as possible in the fear of not having enough to pay tax.

Every two months, I would get an email, 'Skeleton Twins update: still don't have the money!'

More than ever before, Americans are suffering from back problems: back taxes, back rent, back auto payments.

I spent money, and I kept thinking, 'I get one more movie and I'll wipe these bills out,' but that movie never came. That black pride, I said, 'Man, I'm going to hang in there, I'm going to pay these bills.' So you owe a million dollars. 'I can pay that.' OK, fines, fees, now you owe two and a half million. 'But I didn't do nothin'!'

Yet our small business owners across the country are unfairly losing potential interest income on a daily basis until the Business Checking Freedom Act becomes law.

I am scared of running out of money.

I still have a fear about going broke. I always think about it.

When credit is cheaper to use and easier to arrange, people do use more of it.

I had been working for eight years and all I had to show for it was this horrible debt. At one point we had the bailiff at the door.

As a former small business owner, I recognize both the important role small businesses play in our economy and the broad universe of challenges that small business owners face in trying to make ends meet.

I spend so much time in fear of going broke, and I never have been even remotely close to going broke.

Around the district, I've talked to more local bankers who are scared to death.

Usually when there are a lot of layoffs, like in 2008 and 2009, business creation tends to spike. But that didn't happen right away, partly because people trying to start a business couldn't get credit.

I fear that the rising personal bankruptcies and repossessions are the first signs of bigger problems to come and personal debt - Gordon Brown's legacy to millions of Britain's families - will hang like a millstone around the neck of the British people for years to come.