David Ramsey Quotes

You will never be powerful in life until you are powerful over your own money. How you think about it, how you feel about it and how you invest it.

I am a big believer that orderliness begets wealth. A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. When you consciously open, read, and file away your bills and statements, you are connecting with your money and taking control of your life.

I often say that paying off your debt is like dieting. There are no miracle cures; it takes discipline and hard work.

The single biggest difference between financial success and financial failure is how well you manage your money. It's simple: to master money, you must manage money.

Be your money's master, not its slave.

If you want to create wealth, it is imperative that you believe that you are at the steering wheel of life, especially your financial life.

At the point the money hits your hands, you have the power to determine your financial future.

You either master money, or, on some level, money masters you.

A budget is simply telling your money where to go instead of wondering where it went.

Sometimes you get so frustrated that things aren't working out, you say, 'Let me step away for a while.' But the fire still burns.

When I was in the military, I socked away $100 every month. When I was discharged in 1954, I got home at 5 A.M. By 10 A.M., I was pulling out of a foreign car dealership in Pasadena in a new Jaguar XK120.

The amount of money currently in your bank account is a fact. The amount you spend today is a choice. And the way you reconcile both is through clarity.

My guiding principle and motivation was that I wanted to retire by the time I turned 35. There actually are two books that I bought and still have - Paul Terhost's 'Cashing In On the American Dream: How to Retire at 35' and Andrew Tobias's 'The Only Investment Guide You'll Ever Need' - that were my personal financial road map.

Once you're a saver, you're always a saver. At the end of the day, it's more money in your pocket.

If you want to make your own decisions about where you work, what you do, what you earn and what you buy, then being able to make money is an important factor.

The playoffs bring the best out of people.

If you save your money right, you can have what you want.

Those who don't manage their money will always work for those who do

The moment you make passive income and portfolio income a part of your life, your life will change. Those words will become flesh.

If you work for money, you give the power to your employer. If your money works for you, you keep and control the power.

Money can't be cared about - it's got to be a tool that you use, because if you don't use it, it will use you.

When you start really respecting yourself, those you love, and your money, the result is that you start having control over your money. What follows from that is control over your life.

You must gain control over your money or the lack of it will forever control you.

Money should be mastered, not served.

Money is one form of power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth. The reason positive thinking alone does not work is because most people went to school and never learned how money works, so they spend their lives working for money.