Mark Getty Quotes

One of the biggest problems out there that I hear from my friends in the business community is that there's no lending, that it's tough to get a loan today.

Banks lend by creating credit. They create the means of payment out of nothing

The number one priority is going to be make sure that banks lend.

I don't trust a bank that would lend money to such a poor risk.

Credit markets were originally created to serve human needs; to provide businesses and individuals with capital to start or expand businesses or fulfill other financial needs.

The S.B.A. does not lend directly to businesses, but instead backs loans to encourage banks to invest in small businesses as part of a nearly $90 billion portfolio.

They explained to me that the bank cannot lend money to poor people because these people are not creditworthy.

The business of a bank is to lend money; which amounts, nowadays, to lending credit.

Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.

Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?

Banks are there to support businesses that have justifiable needs.

Nine of 10 whites in Chicago borrow from top-drawer banks and mortgage companies, which the industry calls prime lenders. They lend to people with A credit ratings, making loans at competitive rates.

The universe of mortgage lending has gotten to the point where there is a place in it for everybody.

Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.

What the banking system needs is creditors who monitor risk and cut their exposure when that risk is too high. Unlike regulators, creditors and counterparties know the details of a deal and have their own money on the line.

Under certain circumstances loans may be resorted to with great advantage.

Ours is an economy that depends on the availability of credit at affordable interest rates.

A bank is a place that will lend you money if you can prove you don't need it.

The American banking system, which at one time extended productive loans to agriculture and industry, has today become a giant betting machine

We have solid financial institutions, but they lent very little. So with the financial reform, we wanted to push them to lend more and to encourage the development bank to create instruments for lending mainly for micro and medium-sized companies.

PSU banks are sole lenders to capital-intensive firms.

Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like government contract being given out to companies.

You will not see, in my career, the kind of returns this industry had in 2005 and 2006 for a very simple reason - the banks were undercapitalized, and returns are a function of earnings and capital.

I've been focused on the West Coast economy and being a banker and lending in these markets.

Over time, low rates can put pressure on the business models of financial institutions.