Sandi Toksvig Quotes

We are quite a way off before people travel around the world without cash in their pockets. The growth of plastic and electronic transactions have tended to impact traveller's cheques rather than cash.

Humans don't 'need' math-based cryptocurrencies when dealing with other humans. We walk slowly, talk slowly, and buy big things. Credit cards, cash, wires, checks - the world seems fine.

When Amazon emerged, people had these debates about whether people would put their credit cards online.

Banks and credit agencies learn continuously about the purchases we make. This is convenient and diminishes the risk of theft. It also means that banks can know more about our lifestyle than our close relatives.

The truth is, I never travel without cash. I always take a few tens with me in case of an emergency. There's never been an emergency, and in time, I realized that Americans don't want to touch customers' dirty bills. They also don't want to touch your credit card: you have to put it through the machine yourself, with your own fingers.

When I was coming up through the ranks, not that many people carried a lot money of money on them. This was before checks and credit cards.

I have too many credit cards. You know what happened? Someone stole one and I didn't notice. I noticed when I got that bill. Whoa! It was so much less! I'm letting him keep it. I'm saving money!

In the early 1980s, I wrote a book called 'The Complete Guide to Financial Privacy.' If I would write that book today, it would be a pamphlet. There is precious little privacy left.

I call up Amazon. It seems to me they do a major thing wrong, right. I mean, they protect me against the loss of a $50 liability I have of something on my credit card, but they do nothing to protect me against somebody who is watching to see what books I'm interested in, what new perversions I've developed.

I use debit cards for everyday purchases, as I don't believe in credit cards. But this has caused problems, especially with American touring, because I refuse to have a credit card - and in America you can't pay for anything on a debit card.

I never use debit cards. I only use credit cards. This way, if someone does get my account number... and charges $1 million, by federal law, my liability is zero.

If you want to deemphasise cash, then people should not only have an incentive for going digital but also a disincentive for doing cash.

Cash as a physical entity will virtually cease to exist, with coins and checkbooks consigned to museums. As people conduct their financial transactions on hand-held devices made secure by advanced biometrics, even tipping will be done electronically.

Cash is going to be killed. It will be nostalgia.

Bitcoin will make a dent in society when more normal transactions occur that would have occurred with dollars or credit card.

Digital payments have already made it easier to move and manage money. While there's more work to do, the potential is real and understood.

I think cash will be around for a long time.

When you think about how everything else works in the digital age and the way that money does, money really falls short.

Physical money, whether it's checks or cash or credit card, are digitizing in front of us.

I think what we really need to think about is how do we reimagine the management and movement of money in an era where everyone will have a smartphone.

I don't think it's time yet to eliminate cash, but I propose having a less-cash society, not a cashless one.

Money is the only thing you can use even if you don't have any. ... There's always a credit card.

The future of commerce is going to be all electronic. The gold standard was a fine idea, but electronic changes of funds and credits will be the future.

It's been with us for a millennium, and we'll still be carrying around cash for a long time to come. There'll just be less of it.

Wherever information gathers and flows, two predators follow closely behind it: censorship and surveillance. The case of digital money is no exception. Where money becomes a series of signals, it can be censored; where money becomes information, it will inform on you.