Jake Halpern Quotes

One of the worst things to come out of the Consumer Protection Board's misleading claims is the impression that government resources are to hard to get and just aren't available for regular people like you and I.

The do-not-call list puts the responsibility where it should be: on the telemarketers. If they want to make the calls, they should be the ones doing the work to ensure fairness.

The evergreen story of people in debt becomes even sexier in an economic downturn, when debts inevitably get harder to pay.

In California, we have some of the strongest consumer protection laws in the country. While it is easy to conceive of innovation and regulation as mutually exclusive, California is proof that we can do both. We can innovate responsibly.

If you think nobody cares if you're alive, try missing a couple of car payments.

People are told their rights when they're arrested. Consumers getting collection letters are entitled to the same courtesy.

Debt collectors should be required to disclose the applicable statute of limitations in the body of their collection letters, in bold type. While it's not illegal to dun a consumer for an old debt, it is illegal to sue for one.

The sheriff is at the cash register, and if I don't get a hit soon, I don't know what I'll do.

Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to do. Most of them don't care about you or your situation as long as they get some money.

It defies logic that protections against predatory debt collection practices don't apply to debt collectors hired by the federal government.

We will do everything within our power to protect Floridians from unlawful debt collection practices that often employ scare tactics to manipulate individuals.

The bottom line is the best consumer protections are competitive, innovative markets that are transparent. Now, they need to be vigorously policed for force and fraud, but the agencies that do that need to be accountable.

To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats.

I want to protect consumers from their government.

The Attorney General is the state's chief consumer advocate, fighting to protect the financial security of all Illinoisans.

I actually thought that the marketplace was pretty imbalanced when the consumer bureau was first created and financial institutions did not have someone looking carefully over their shoulder to look after the interest of consumers.

In consumer protection, you can say it hurts business; that is, it makes them comply with the law, which is actually what we want them to do, but it helps consumers.

My mother was being hounded by a debt collector over a debt that she didn't owe, and she eventually just paid it because she wanted the calls to stop. I was very surprised. It sounded so strange. I started poking around on the internet and found this was extremely common. There was this world where these debts were sold off by the banks for pennies on the dollar and bought and sold.

Some people worry because they are in debt; others, because they can't even get in.

Instead of gutting consumer protection, we should be expanding it.

Oh, life would be all right if we didn't have to put up with these damned creditors who keep pestering us with the demands of their ideals.

Nothing can kill the future dreams and goals of a new graduate than 50k of debt like an anvil over your head. I got to Indiana University not because I visited the campus and loved everything about it. I picked Indiana University because I saw a list of the top 10 business schools and it was the cheapest.

A fan can be able to say what he wants, do what he wants - he pays his money.

The dark comes before dawn. The financial markets are under great pressure because of the lack of leadership during the transition period.

When money's tight and is hard to get And your horse has also ran, When all you have is a heap of debt A PINT OF PLAIN IS YOUR ONLY MAN.