Jean Chatzky Quotes

Creditors have better memories than debtors.

Many a poor soul has had to suffer from the weight of the debts on him, finding no rest or peace after death.

Financially speaking, I haven't ended my career in the best shape, and there are debts, as well as what is to come by way of a divorce settlement to Mandy.

I make people pay their debts.

On New Year's Day 2008 I had two bailiffs turn up on my doorstep and because I had so little income I had not been paying bills, and I respect the concept of paying bills, I'm very much in favour of it, I just couldn't quite get it together.

If you're filing bankruptcy, you will likely want to hire an attorney. But for debt settlement, a company is sufficient, or as I said, you can often do the legwork on your own.

Anybody who has ever been in business, anybody who has ever paid bills, anybody who has ever lived in a serious adult life knows that indebtedness is a killer.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

It's an open secret that if a debtor is willing to wait long enough, he can probably get away with paying almost nothing, as long as he doesn't mind hurting his credit score.

If it isn't the sheriff, it's the finance company; I've got more attachments on me than a vacuum cleaner.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I'm the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.

The evergreen story of people in debt becomes even sexier in an economic downturn, when debts inevitably get harder to pay.

Get rid of debt now.

It is only by not paying one's bills that one can hope to live in the memory of the commercial classes.

In many of our Plantations of late Years, by bad Management and Extravagancies, the Majority of the People are become Debtors, hence their Elected Representation in the Legislature have a great Chance to be generally of the Debtors Side: or in other Words, the Representatives being generally Freeholders, and many of them much in Debt; by large Emissions their Lands rise in Denomination Value while their Debts become really less, and the Creditor is defrauded in Part of his Debt.

There was a time (not so long ago historically) when people were put in jail for owing money. Now we not only don’t punish them, but we make it easier and easier for them to slide out of their old debts, and start getting into new ones.

At the end of every 7th year you must make a remission of debts…. Everyone who holds a pledge shall return the pledge to the person indebted to him. He must not press a fellow countryman for payment, for the Lord’s year of remission has been declared. You may press foreigners; but if it is a fellow countryman that holds anything of yours, you just renounce all claim on it.

The only people I don't answer are bill collectors.

Remember this: debt is a form of bondage. It is a financial termite.

It's a little hard to go out there and spend your money on a home, car, or goods and services if your wages are being garnished to make debt collectors rich.

When you are continuing to be in debt or are going deeper into it, every time a creditor calls, it rubs your face not only in how vulnerable you are, but that people are out to get something from you that you don't have to give.

I have too many debts with the wrong people.

You really don't need to hire a debt settlement company to negotiate with your creditors.

You settled a debt instead of paying in full will stay on your credit report for as long as the individual accounts are reported, which is typically seven years from the date that the account was settled. Unlike with bankruptcy, there isn't a separate line on your credit report dedicated to debt settlement, so each account settled will be listed as a charge-off.

A debt may get mouldy, but it never decays.