Gerry Spence Quotes

Nobody's about saving anymore. No one cares about a rainy day anymore. Nobody saves up enough for even an umbrella for a rainy day. It's sad. It really is a new form of slavery. We used to work to be able to afford material things. Now we work for these things. They're the boss. That house you can't afford, that car that's out of your price range, that cellphone that drains your bank account - that's your boss.

Modern man drives a mortgaged car over a bond-financed highway on credit-card gas.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I'm the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.

Normal is getting dressed in clothes that you buy for work, driving through traffic in a car that you are still paying for, in order to get to a job that you need so you can pay for the clothes, car and the house that you leave empty all day in order to afford to live in it.

It’s going to put people into indentured servitude to the credit card companies.

Some have been ensnared in the net of excessive debt. The net of interest holds them fast, requiring them to sell their time and energies to meet the demands of creditors. They surrender their freedom, becoming slaves to their own extravagance.

Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.

Justice is expensive in America. There are no Free Passes... You might want to remember this, the next time you get careless and blow off a few Parking Tickets. They will come back to haunt you the next time you see a Cop car in your rear-view mirror.

We have been maintaining a standard of living by putting things on the debt of the next generation.

I just want real creative freedom without worrying about, you know, car payments.

I haven't got a car or a house. I've got a wife, but I didn't pay for her! I spend all my money on my glorious wife. She's here with a knife at my throat!

A church debt is the devil's salary.

Car designers are just going to have to come up with an automobile that outlasts the payments.

Divorced men are more likely to meet their car payments than their child support obligations.

Not having a car gives me volumes not to think or worry about, and makes walks around the neighborhood a daily adventure.

When life was worrying about a car payment or a rent payment and a bill, you're so consumed with that, you really don't have time to know yourself. That's surviving and getting by.

My parents did not pay a cent for my education; they didn't give me a car or furniture - I did that 100% on my own. I had to pay back a lot.

We have to make debt evil.

I'm constantly questioning the effects technology has had on our lives and the effect that monetary debt has had on all of us. We keep this as a dark little secret: 'This is how much interest I owe.'

Your FICO score is an "I love debt" score. You're going to pay a bazillion dollars in interest to keep your FICO score up in order to have lower homeowner's and car insurance rates.

Our leaders pay lip service to the freedoms that democracy provides while actually supporting an economic structure that imprisons its citizens under more and more debt.

Remember this: debt is a form of bondage. It is a financial termite.

It's a little hard to go out there and spend your money on a home, car, or goods and services if your wages are being garnished to make debt collectors rich.

Weddings are super expensive. It is difficult to make money, but it flows out in weddings. Everybody wants it so elaborate without realizing it. People take loans to impress people. We didn't want to do that.

Debt is the slavery of the free.