Ruben Hinojosa Quotes

While I strongly encourage my readers to take advantage of the Internet and social networking platforms to gain a greater understanding of their personal finances, it is extremely important to be safe, smart, and responsible when it comes to sharing, discussing, and managing your finances online.

High bankruptcy rates, increased credit card debt, and identity theft make it imperative that all of us take an active role in providing financial and economic education during all stages of one's life.

You have to be very limited in who you give your social security number to.

Your date of birth is a security point for identity theft.

A person's credit report is one of the most important tools consumers can use to maintain their financial security and credit rating, but for so long many did not know how to obtain one, or what to do with the information it provided.

If you're not staying on top of your money, you are putting your financial well-being at risk.

It's amazing how much information we share in social media, then we wonder why people steal our identity.

Too many of us are vulnerable, and I look forward to working with AARP to advise people about the safest ways to conduct their financial transactions and manage social media.

Don't monitor your online savings account in real time.

I don't have a bank account because I don't know my mother's maiden name.

I'm smart with my money, I invest conservatively. I don't mind paying top-dollar, but I don't want to get ripped off.

As part of my efforts to fight identity theft, I worked with my colleagues on the Financial Services Committee to strengthen consumer protection with a reasonable notification requirement.

We must carefully consider card security solutions, such as adding photographs or machine-readable electronic strips, so to prevent further breaches of individual privacy that could result from changes to the design of Social Security Cards.

Privacy is one of the biggest problems in this new electronic age.

The police can't protect consumers. People need to be more aware and educated about identity theft. You need to be a little bit wiser, a little bit smarter and there's nothing wrong with being skeptical. We live in a time when if you make it easy for someone to steal from you, someone will.

The front of a cheque alone gives someone enough information to steal your identity.

In the early 1980s, I wrote a book called 'The Complete Guide to Financial Privacy.' If I would write that book today, it would be a pamphlet. There is precious little privacy left.

Mr. Speaker, Americans want, need, and rightfully expect Congress to protect them from the prying eyes of identity thieves and give them back control of their Social Security numbers and personal health information.

First, the security and privacy of sensitive taxpayer information is absolutely essential.

According to the Privacy Rights Center, up to 10 million Americans are victims of ID theft each year. They have a right to be notified when their most sensitive health data is stolen.

I support safeguarding users' personally identifiable information and sensitive data like health or financial records. I also believe the government has a responsibility to punish deceptive and unfair practices that defy reasonable expectations about consumers' privacy.

I've never wanted to play bank managers and real people particularly.

Even though people pretend that medical records are privileged information, anyone can already get their hands on them.

This isn't like cancer, where we don't know the solution. Financial planning is math. We have the answers, yet it's this huge cause of stress.

Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.