Uninsured Population Quotes



While ObamaCare prohibited insurers from discriminating against individuals, they were allowed to discriminate against regions if the State Insurance Regulators would allow this. In Tennessee they did under the theory that “one size does not fit all”. However what the insurers did was set up separate insurance corporations to service the rural areas which were very poor in Tennessee, and very poorly educated and malnourished as typically goes along with poverty. So the insurers tailored insurance policies which while affordable, for low income workers, would not protect the insured very much for any serious disease and therefore, did not protect the families from medically caused bankruptcy. When Obama Care set minimum basic coverage requirements on all insurance policies, these insurance companies preferred to close down rather than comply, and the State Insurance Regulators had not required all companies serving the wealthier communities to cover all communities as existed in most other states or where those other State Regulators set strong minimum standards of coverage. Tennessee did neither, so the insurance companies could cherry pick the best communities and avoid pockets where there were more health problems.