Individualists, since we recognize private property, we have conceived a social organization entirely different from that of the theoretical socialist. We do not think it is possible to achieve a permanent equality between men, and we say so bluntly. We do not wish to level everyone off, and especially to level them downwards. Social life is not static; it is dynamic. The human being should be regarded as a creator. At the very least, the humblest should be guarded against the inevitable accidents of life--whence the necessity for social insurance.