Bitcoin may be the TCP/IP of money.
Apple Pay is forever changing the way we pay for things.
PayPal claims it can help merchants expand into international markets; its system makes it easier to do business with customers in multiple countries, for example, by handling tricky stuff like currency conversions automatically.
If you buy something online, you're supposed to pay a use tax.
Consumers expect a safe, convenient, and affordable globalised payment platform.
More people are using PayPal more frequently.
PayPal benefited tremendously from having a close partnership with the eBay marketplace. It was a natural fit at the time.
Banking now is like sending a letter: you send it, you don't know if it reached there. Ripple is more like sending an iMessage: you send it, and you immediately know.
It's clear to me now that Ethereum is the new currency of the Internet. It's way ahead of where Paypal was in its day, and it's much more exciting to its customers than Paypal ever was.
There will be an electronic currency, and it will be universal, and we must accept that fact.