Dave Ramsey Quotes

Do not leave yourself or your family unprotected against financial storms... Build up savings.

Don't sell life insurance. Sell what life insurance can do.

There is nothing I have to reflect on that gives me more satisfaction than the fact that my life is insured for the benefit of my Dear Wife and children.

A lot of people, most people who are working, they do it for money. And I'm not saying there's anything wrong with that. It so happens that I made a lot of money already, so I don't have to worry that much about it. I wouldn't fault anybody for doing it for the money, but it doesn't interest me right now.

If there is anyone dependent on your income - parents, children, relatives - you need life insurance.

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.

I don't count no one else's money. I want everyone to be taken care of and be able to take care of their families and be successful.

Life insurance is time. The time a man might not have. If he needs time, he needs life insurance.

If people understood what life insurance does, we wouldn't need salesmen to sell it. People would come knocking on the door. But they don't understand.

Every man has problems that only life insurance can solve. In the young man’s case, the problem is to create cash; for the older man, to conserve it.

I believe in diversification of income, because you never know what will happen. I'm a slightly paranoid person who thinks things could be ruined at any time.

Medicine: "Your money and your life!

Let's say you're all worried about student-loan debt and you need to have steady income. That doesn't have to be your everything.

It really depends upon how much money you have in your account. Having a monthly paycheck come in for the rest of your life is extremely important. So it would probably be smart to put some of your money into an annuity, which is a way of buying a monthly pension check.

Term Life Insurance is the only insurance I recommend. It's the least expensive way to get the coverage your family needs and allows you to lock in rates for 15, 20 or 30 years. Zander's online quoting system will help you find the most competitive options. It's more affordable than you think!

Stock market risk is ok, but not for Social Security.

An income means life to wretched mortals, but it is a terrible fate to die among the waves.

Rainy day savings are incredibly important, because from time to time, bad things happen. And if you're not prepared for that, it's going to be really terrible.

Money is one of the most important subjects of your entire life. Some of life's greatest enjoyments and most of life's greatest disappointments stem from your decisions about money. Whether you experience great peace of mind or constant anxiety will depend on getting your finances under control.

In an economic recession, naturally, when you ask people to list their priorities, they're going to place a higher priority on the immediate economic situation.

We are going to do everything that we can to protect working families in this country.

We don't need to do anything new. We simply need to protect Social Security so that when people reach a certain age and are no longer earning an income, they have a safety net through which they are not going to fall.

It's very important to be able to act properly. You need financing, and you never have enough.

Life insurance is a commodity.

Everyone who owns a home recognizes the need for fire insurance. We hope and pray that there will never be a fire. Nevertheless, we pay for insurance to cover such a catastrophe, should it occur. We ought to do the same with reference to family welfare.