Dave Ramsey Quotes

You have got to be the masters of your own financial future.

I've been given my money. Nobody has ever beaten me out of one quarter. And that's all I've ever been concerned about.

I believe entertainers should know what's going on and do their own banking.

With the money thing it is mad. As a young kid earning so much, having a house and driving a nice car it is nice but it is something I keep level-headed about.

My parents manage my money, though growing up I was very hands on with investments and made all the decisions, even on behalf of my parents.

The only excuse for being broke is being in Jail.

As you manage your money, you manage your life.

Because students leave school without financial skills, millions of educated people pursue their profession successfully, but later find themselves, struggling financially.

Money is a big part of your life, and when you learn how to get your finances under control, all areas of your life will soar.

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.

There are a lot of guys who are successful, they make a lot of big money, I mean millions overnight with a contract, and they don't understand the evaporation. It evaporates. You're always back to square one. I found that out, so integrity is how I do business. That's my main asset.

You've got to tell your money what to do or it will leave.

I'm not great with money. I'd go crazy if I were left to my own devices. My mum and girlfriend sort it out. I'm not driven by it, but I love to be generous.

I've seen people be effective, even among local teams, by offering something that improves wellbeing in a small way - people who get passionate about smart investment strategies and managing finances for retirement, for example.

If you don't educate yourself, you'll never get out of the starting block because you'll spend all your money making foolish decisions.

The key to wealth is not what we earn. It is in what is spent on us.

I never thought to ever ask for money. I was so stupid.

For me, the biggest thing with money has always been independence - just the biggest.

When you're a 20-something-year-old athlete and you're getting a six-figure check every week, you're not thinking about next week. You're not thinking, 'I'm going to be broke,' or 'I'm going to need another job.' But I'll tell you, there are a lot of broke athletes out there - I know plenty - and I didn't want to end up as one.

It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age.

Financial freedom is available to those who learn about it and work for it.

Industry, thrift and self-control are not sought because they create wealth, but because they create character.

I am a big believer that orderliness begets wealth. A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. When you consciously open, read, and file away your bills and statements, you are connecting with your money and taking control of your life.

I always look at money not as a motivating factor but as an element in the composition. You can't ignore it, but you've got to be very careful that it's not motivating you.

A good paymaster is lord of another man's purse.