Wilford Woodruff Quotes

It is better to be a lender than a spender.

I have never had personal debt and never will.

My grandmother told me: 'Never be in debt to anyone or anything.' Which is probably why I've never been financially extravagant - I still go to Costco. I'm always conscious of living within my means.

When you get that signing bonus, don't start thinking about all the things you can do with $1 million.

Our business is to have great credit and to use it little.

By no means run in debt: take thine own measure, Who cannot live on twenty pound a year, Cannot on forty.

If you have even a smidgen of doubt that you'll be able to stay away from racking up additional debt, don't do it.

The most important lesson is probably to spend less than you earn.

Don't live beyond your means. Don't buy more than you can pay for. Don't expect to get rich quick. And don't confuse salesmen for friends or advisers.

We commonly say that the rich man can speak the truth, can afford honesty, can afford independence of opinion and action;--and that is the theory of nobility. But it is the rich man in a true sense, that is to say, not the man of large income and large expenditure, but solely the man whose outlay is less than his income and is steadily kept so.

All decent people live beyond their incomes; those who aren't respectable live beyond other people's; a few gifted individuals manage to do both.

Never run into debt, not if you can find anything else to run into.

[Avoid] likewise the accumulation of debt.

We have to get serious about living within our means.

Parsimony is enough to make the master of the golden mines as poor as he that has nothing; for a man may be brought to a morsel of bread by parsimony as well as profusion.

Let us avoid debt as we would avoid a plague; where we are now in debt, let us get out of debt; if not today...tomorrow.

Seek the Lord and give God the opportunity to provide through other means before you take out debt.

If you got a dollar, soak it away, put it in a savings bank, bury it, do anything but spend it. Spending when we didn't have it put us where we are today. Saving when we've got it will get us back to where we was before we went cuckoo.

Don't go into debt and don't spend a lot. It's not how much money you make, it's how much you spend.

I'm a bit tight with money, but so what? I look at the money I'm about to spend on myself and ask myself if IKEA's customers can afford it... I could regularly travel first class, but having money in abundance doesn't seem like a good reason to waste it.. If there is such a thing as good leadership, it is to give a good example. I have to do so for all the IKEA employees.

I had learnt at the onset not to carry on public work with borrowed money.

We cannot gamble with anything so sacred as money.

I never had credit card debt... I was very much about trying to gain my freedom, so it was about saving.

Miserliness is a capital quality to run in families; it's the safe side for madness to dip on.

The Management of money is, in much, the management of self. If heaven allotted to each man seven guardian angels, five of them, at least, would be found night and day hovering over his pockets.