Chanda Kochhar Quotes

We want to be a secure investment, a little bit like a bond.

Well, there's always risk in long-term investment.

Always keep your portfolio and your risk at your own individual comfortable sleeping point.

Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation.

There's a tendency to look at investments in isolation. Investors focus on the risk of individual securities.

Investors have to ask themselves two questions. How much can we grow our investments? And, can we afford our mistakes?

Do not buy the hype from Wall St. and the press that stocks always go up. There are long periods when stocks do nothing and other investments are better.

It is important for investors to understand what they do and don't know. Learn to recognize that you cannot possibly know what is going to happen in the future, and any investment plan that is dependent on accurately forecasting where markets will be next year is doomed to failure.

My investments have been hurt.

When it comes to money, the best investments were probably the ones I did not make.

The last thing you want to do, unless it's a very unusual situation, is to invest money.

I have no complaints about losing money I put in high-risk investments. I did some of that when I had real money; my informed choice, my measured gamble.

Because of my own experience with market fluctuation, I recognize the great risks one takes on investments. This converts the Social Security safety net into a risky proposition many cannot afford to take.

For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk.

In the investment business, you must expect to be wrong.

The government can’t guarantee that you should earn profit from your investments.

I haven't changed any of my investments since I've been in the Senate and haven't purchased any stocks since I've been in the Senate.

Never put your savings in risky investments. Only disposable income should find its way there.

Regardless of what happens in the markets, stick to your investment program. Changing your strategy at the wrong time can be the single most devastating mistake you can make as an investor.

Running my fund in 2008 felt a little like being Noah. Noah builds his ark, and he puts his family on the ark, and off they go. So he and his family are safe, and everybody else is dying.

In my view, the biggest investment risk is not the volatility of prices, but whether you will suffer a permanent loss of capital. Not only is the mere drop in stock prices not risk, but it is an opportunity. Where else do you look for cheap stocks?

The investor's primary interest lies in acquiring and holding suitable securities at suitable prices.

You could lose hundreds or thousands one day on paper and gain it all back the next, and it has literally no effect on your immediate future, provided the money you have in the market is money you're investing for the long haul (meaning at least three to five years).

The average investor's return is significantly lower than market indices due primarily to market timing.

I had some airline stock, but the airlines tanked. I didn't have a lot of money in them, though.