Elaine Nekritz Quotes

Well, today people have to be self-reliant if they want a secure retirement income.

Imagine where we would be if Congress had accepted George W. Bush’s privatization plan. The part of Social Security siphoned off to private accounts would have suffered the market’s losses, and recipients would have been forced to live off of basic benefits substantially lower than Social Security presently is.

Our seniors' retirement should never rely on the bull of political promises or the bear of the market.

Whether you are just entering the workforce or nearing retirement age, planning for the future is critical.

Americans are not saving enough for retirement.

Save your money. You're going to need twice as much money in your old age as you think.

Retirement security is often compared to a three-legged stool supported by Social Security, employer-provided pension funds, and private savings.

Privatizing Social Security will take dollars out of young folks' pockets.

Planning to play: that's what saving for retirement is today - and it is antithetical to the nature of play, fully within the definition of work, and blissfully ignorant of the reality of death.

Many people will have nothing at the end of their working lives.

The next generation is going to have to understand that Social Security is just one leg of a stool. We need to actually bring back that savings incentive, and the only way you're going to be able to do that is if you have a job.

When I retire, I want to retire the right way.

We need to make sure people continue to have access to retirement plans because everyone deserves the opportunity to retire with dignity and financial independence.

You can never have the comeback if you don't have the retirement.

Money isn't everything, but it is when you start thinking about putting money away for your retirement days.

I figure the faster I pedal, the faster I can retire.

I look back on it, yeah, I'm in a much worse financial position than I was eight years ago. I'm going to have to go out at age 62 and kind of readdress some of that.

Personal savings accounts to me are one of the most powerful things, not necessarily in saving, solvency, or bankruptcy of the program, but in guaranteeing, the words I used a few minutes ago, a safe and secure retirement for our seniors.

Since Social Security faces a large gap between what it promises younger workers and what it can afford to pay them, private savings will likely need to play a larger role in retirement planning for younger workers.

To enjoy a long, comfortable retirement, save more today.

Younger workers should have more freedom to build their retirement nest egg.

With or without a Social Security fix, Americans don't have enough assets to retire on. There has to be a much larger debate.

There are times when the presence of more choices can make us choose things that are not good for us. For me the clearest example is that the more retirement fund options a person has, the less likely they are to save for their old age.

I like retirement.

But with a rate of return of 1.6 percent or less, or a negative rate of return, our children and our grandchildren, if we do not make changes, will in fact not have a secure retirement. Indeed, they will not have the funds when they go to retire to even minimally get by.