Dave Ramsey Quotes

There are some people in this world who would never plant a seed because it doesn't produce fruit the first season.

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later. That's hard. Our brains are hard wired to prefer the here and now.

When you're young, you want to live fast, but you definitely don't want to die young. At the same time, you want to do things in slow, progressive manner that will benefit you in the future. Don't jump into things.

It may take you months or even a few years to build up an adequate emergency savings fund. That's okay.

I invested. I wanted to cushion the future. I'm a financial success!

In business, I think the most important thing is to position yourself for long-term and not be too impatient, which I am by nature, and I have to control myself.

It's not about just how to maximize your finances but make sure it lasts a long time.

It's hard to think about 20 to 30 years down the road. Most people want to use the money now - it's tough.

Sometimes, the money is exciting. You want to buy a house, or a car, and then you jump into it. So, there are a lot of things that come into consideration, and that's fair enough. There may or may not solely be one reason why you do films.

I am trying to make sure that I don't spend on ridiculous things, so that after all this YouTube thing goes, I'm not left there, like, 'Uh oh, I have nothing.'

The main reason for people's lack of success is their willingness to give up what they want most of all, for what they want right now!

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later.

And now life has become the future. Every moment of your life is lived for the future-you go to high school so you can go to college so you can get a good job so you can get nice house.

Poor people choose now. Rich people choose balance.

Few people have any next, they live from hand to mouth without a plan, and are always at the end of their line.

Economists say the inability to delay gratification is a primary predictor of economic failure in life.

Well, I think the biggest mistake is not learning the habits of saving properly early. Because saving is a habit. And then, trying to get rich quick. It's pretty easy to get well-to-do slowly. But it's not easy to get rich quick.

The biggest shock when I lost it all was the realization that so much of my life had been out of my control. When I started to make the money back, I vowed that it would never happen again. I bought things only when I could afford them. There was no big mortgage, no cars on hire purchase. I remember buying a TR6 sports car for £6,000, and funnily enough it gave me more pleasure than the Porsche ever had.

It's not a sprint to get in shape.

Most parents have college funds and things. I don't. I call myself the "hood daddy." I got their money in cash, stashed up. I don't have plans for my kids. I just want them to be happy.

We must be careful not to let our current appetites steal away any chance we might have for a future feast

Waiting is a large part of living. Great, passive, negative chunks of our time are consumed by waiting, from birth to death. Waiting is a special kind of activity - if activity is the right word for it - because we are held in enforced suspension between people and places, removed from the normal rhythms of our days and lives.

I went to the University of Georgia for a year before I left, and then I went to live with Eileen Ford in New York for the modeling agency. I thank god I could do that because all the other kids were getting jobs doing other things, and when I got to New York, I was very blessed. I didn't have to stop and be a waitress. I started making money at a very young age and was just very lucky.

Every one of us is called upon, perhaps many times, to start a new life. A frightening diagnosis, a marriage, a move, loss of a job...And onward full-tilt we go, pitched and wrecked and absurdly resolute, driven in spite of everything to make good on a new shore. To be hopeful, to embrace one possibility after another--that is surely the basic instinct...Crying out: High tide! Time to move out into the glorious debris. Time to take this life for what it is.

It means being able to resist the urge for immediate gratification and opt for the course of action that will pay off later.