Jean Chatzky Quotes

Any sensible family has a budget that lays out how much will be spent for household and other purposes. Without such planning, things would quickly go awry.

Don't overspend. Have budget days and splurge days.

If you squander on a holyday, you will want on a workday unless you have been sparing.

If I could only have cash, I know that I would spend very little.

People know that you can't spend more than you have.

I'm hopeless with money; I simply spend what I've got.

The time to save for the future is now. Thanks to compounding interest, the earlier you start putting money away for the future, the more you will save.

Some couples go over their budgets very carefully every month. Others just go over them.

Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.

The time making money should be greater than the time that you are spending money.

You must acquire the habits and skills of managing a small amount of money before you can have a large amount. Remember, we are creatures of habit and, therefore, the habit of managing your money is more important than the amount.

Watch your finances like a hawk.

I've got my eye on a few things to spend my money on. I've got my own bank card but I am really good with money. I don't spend too much at all.

I tend to be pretty conservative in the way I spend money.

Any idiot can make money. Keeping money, very few can do.

It may take you months or even a few years to build up an adequate emergency savings fund. That's okay.

If you make time each month to give your money some attention, you'll start the next year in fabulous financial shape.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven't been taught how to take control of their financial future.

I'm very thoughtful and disciplined with my money.

Spending money is much more difficult than making money.

I don't like spending money.

My mom laid the foundation that in order for you to be successful, you have to take care of the books first. That's one thing she preached about, because at any point, other stuff can be taken away.

I'm actually pretty frugal with my money.

I've always been quite conscious of it, though I don't know why. I would never overspend, and I have to know exactly what I've got so that I avoid going into overdraft. I watch my pennies, and I'm quite thrifty.

I don't think I have whatever that thing is that makes some athletes bad with money.