Najib Razak Quotes

I'd say the main way people get into terrible financial trouble is just to spend too much money relative to their income, and that is an endemic problem in the United States of America, and that's the kind of thing that should be taught about in schools.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

Today, there's no excuse for not learning how to get our financial houses in order. Some of us close our eyes, take a deep breath and say a prayer when it comes to managing our finances.

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.

I don't like being in debt, and I wouldn't borrow money for anything.

There is an attitude that we should be able to have everything. No, you shouldn't be able to have anything. I'd like a helicopter, but I can't afford a helicopter, so I don't buy one. People are buying stuff they can't afford on credit. I bought my Ford hybrid with cash.

I've never been clever with money. I will buy anything at the top of the market.

I'm a bit of a shopaholic. I've been working in the Bollywood film industry since I was 17, and I have always been financially independent, but I think I would be useless looking after my own money.

If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a credit card.

There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills.

There can be no freedom or beauty about a home life that depends on borrowing and debt.

It takes some discipline and hard work, but relying on credit when things go wrong is a trap.

I am not frugal - I'm quite a big spender - but not on credit.

Debt means you had more fun than you were supposed to.

Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.'

In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.'

For the vast majority of Americans who work hard and play by the rules, paying the bills may be hard some months, but it's something we always do.

Let us all be happy, and live within our means, even if we have to borrow the money to do it with.

I spend my money like I don't have anything.

If you're not staying on top of your money, you are putting your financial well-being at risk.

Credit buying is much like being drunk. The buzz happens immediately and gives you a lift... The hangover comes the day after.

I find money some way or other goes very fast. But I think I can reflect it has been spent with satisfaction and to my own honour.

I never saved my money. Whenever I worked in the past, I would spend it on my family or my husbands.

My dad is often horrified by what I've spent my money on.

You have got to be the masters of your own financial future.