Aaron Patzer Quotes

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

Homeowners refinance their loans when interest rates go down. Businesses refinance their loans.

I always encourage our people and young business people that I meet to have a respect for cash, keeping some in their pockets and purses at all times. To me, that's essential.

Commercial banks are very good for certain businesses, like loans and guarding other people's money. They're not great investors or entrepreneurs.

People used to ask me for advice, and I'd say, 'Please, don't ask me!' Yes, I did economics at Oxford, but that's not the same as having a broad knowledge of personal finance.

College is expensive; I always knew that, and I wanted to make money, partially to spend a little of it here and there, but primarily for a college savings fund.

I don't know if the money I've earned is going to need to last me for the next few weeks or the rest of my life.

I'm not a very good financing person. I don't even know how much money I have in my bank account. I never have opened one single envelope from the bank - they freak me out.

Financially, I've lost money and made money, but I know my way around financially.

I like banks because they keep my money safe, but I don't want to talk about banks 12 times a year.

Show people tend to treat their finances like their dentistry. They assume the man handling it knows what he is doing.

I like to keep my money at the end of the day.

The first rule of personal finance is that it's not personal and it's not financial. It's about your ability to make ten changes and not get too depressed over it.

I was a writer for 'New York' magazine. I had been to business school, but what did I know? Still, everybody from the receptionists on up to the editor would ask me what they should do with their money.

The people who know personal finance hide the money very carefully.

Still, most people don't have much money. So finding ways to come out a couple of thousand dollars ahead every year still matters.

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.

What do you think, that a dollar in a savings account is freedom? Maybe you have understood nothing I have said.

All my money is in a savings account. My dad has explained the stock market to me maybe 75 times. I still don't understand it.

Without any formal personal finance education or trustworthy resources to tell them otherwise, the majority of people in the 18-to-24-year-old age bracket do not know how to use credit effectively, tackle debt or make wise decisions when it comes to spending.

Youthful social media users share their personal lives online, tweeting and posting everything from their relationship status to their current location to their latest purchases. Yet, when it comes to discussing deeper personal finance issues or seeking personal finance advice online, the majority of young adults typically shy away from the web.

Stay on top of your finances. Don't leave that up to others.

I have a business manager and a book-keeper who deals with our household bills. My husband and I sit down with her for a weekly report on how much money is going out, but I'm not terribly interested, and I don't have the patience for it.

At Mint, we developed five pending patents on our technology, ranging from categorization to the Ways to Save system that calculates how much a new financial product would save a user given their present financial situation.

Not only am I a spender, I have had a couple of business people in the past who have been spending my money quite happily.