Dave Ramsey Quotes

You need some quick wins in order to stay pumped enough to get out of debt completely.

Too often, we make budget cuts - then blow the savings. Instead, think about your financial picture. Do you have high-interest rate debt? Paying it off faster will save you a bundle.

Get rid of debt now.

One game at a time - just win one game at a time.

There are no shortcuts when it comes to getting out of debt.

You want 21 percent risk free? Pay off your credit cards.

You'll get the biggest bang for each buck by paying off the highest interest rate debt in your portfolio first, while making minimum payments on the remainder. It's called the avalanche method, and it gets you out of debt cheapest and fastest.

If you're trying to get out of debt, you have to be willing to treat everything as expendable.

You can't be in debt and win. It doesn't work.

There's something about me that wants to grow a big company. I don't deny that. I enjoy the game, and the only way to really enjoy it is to win. I like to win. It's more fun.

I was feeling a lot of confidence, so I wanted to take advantage of that and keep playing.

I used to have to beg and borrow £25 to hire some French windows. I started producing in 1967, and I was in debt until 1981. Having a think about whether you can afford 'this' or 'that' is a good discipline to have, to maximise what you can achieve to the highest standard.

There are but two ways of paying debt—increase of industry in raising income. increase of thrift in laying out.

There's something about winning that's contagious.

Once you win something, yeah, you enjoy it. But then it's on to the next game.

I often say that paying off your debt is like dieting. There are no miracle cures; it takes discipline and hard work.

We need to have a goal of becoming debt-free as soon as possible.

This is just a 'Boom!' of energy for me to win a Grand Slam.

The initial two or three wins that you get really give you a surge in confidence. That helps for the following games.

If you want to have that winning feeling, it's best to keep on winning.

I am convinced that if you win one trophy, then the rest will follow.

The money will come to you, you've just got to keep winning.

If you win the Carling Cup, it can give you confidence, and sometimes, when you haven't won a trophy, you become scared of winning.

Just take one small victory at a time.

Confidence and momentum are huge in sport.