Ron Lewis Quotes

Smart financial planning - such as budgeting, saving for emergencies, and preparing for retirement - can help households enjoy better lives while weathering financial shocks. Financial education can play a key role in getting to these outcomes.

Youth should be a savings bank.

Anything that gets people to think harder about their financial security and take some responsibility is a good thing.

To finance longer life spans, we must convince individuals to start investing now for the long term. But longevity should be an asset that can be levered, not a curse. They must understand that there's a cost to sitting in cash. No one talks about that cost.

The best advice that I can offer is that being proactive and a careful planner is key. Think about the major things that could shake up your financial life, and I'll bet there are some great ways to protect yourself.

I never saved my money. Whenever I worked in the past, I would spend it on my family or my husbands.

We all need to save money to send our kids to college, to buy our first house, and to retire. But the truth is that most of us don't save very much.

It's not surprising so many people end up with credit-card debts. Saving for your retirement and buying a house are difficult things, and we don't educate people about them at all.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

I like putting my money into things like food and shelter. I'm probably a bad example of an investor.

It is never too early to encourage long-term savings.

High bankruptcy rates, increased credit card debt, and identity theft make it imperative that all of us take an active role in providing financial and economic education during all stages of one's life.

I don't really think about my future. I don't really worry about anything. I just try not to spend all my money.

The education system should teach us about money; it's an incredibly big subject. I run into people all the time that don't have the first clue of what they should do about money.

The decision to incentivise savings for pension funds augurs well for infrastructure financing and retirement planning.

When employees are first eligible for a retirement savings plan, they should be enrolled unless they choose to opt out.

I made money in my 20s, became sober in my 30s, looked around, and didn't know who I could trust for money advice.

Whatever your income level is, save as much as you can - up to 20 percent, but more if you can - and invest it. Put that into an IRA; put that into a brokerage account.

A 401(k) is essentially a basket of mutual funds intended to help people save for retirement.

I'm completely irresponsible, I'm afraid. I'm ignorant about money as a commodity - I have never really understood it.

You want to make sure you're aware of who's dealing with your money, what it's doing, and how you can save.

At base, financial literacy is inextricably connected to control over one's future.

Let's also teach people about pensions and savings, insurance and the like. But if they aren't already familiar with numbers that won't be as effective as it might be.

I must know every aspect of my personal finances. Managing your money will help you make your money work for you.

If financial assets no longer work for you at a rate far and above the rate of true wealth creation, then you must work longer for your money.