Jean Chatzky Quotes

The idea that somebody is going to come in and make your debt go away and all be well for the future is really a fantasy.

Unless you have multiple accounts that you need to negotiate and you think the project is just too big to tackle on your own, you're better off just calling your creditors directly.

If you're filing bankruptcy, you will likely want to hire an attorney. But for debt settlement, a company is sufficient, or as I said, you can often do the legwork on your own.

Rolling all of your debts into a single loan is a good idea - in theory. In fact, it can be a great idea.

When debts are not paid because they cannot be paid, the best thing to do is not talk about them, and shuffle the cards again.

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

You can't be in debt and win. It doesn't work.

We all think we're going to get out of debt.

Get rid of debt now.

You really don't need to hire a debt settlement company to negotiate with your creditors.

Good debt is a powerful tool, but bad debt can kill you.

Get out of debt. In a world of stagnant incomes and rising core expenses like mortgage and health care costs, that's a lot easier said than done. The middle class is under enormous pressure. But families can stop the bleeding by reducing their reliance on debt wherever they can. They can also start fighting back by taking a hard look at whom they do business with and rethinking whether they want tricks-and-traps banks to hold their money. They can also demand that public officials take the side of families over the side of banks.

A lower interest rate doesn't make a debt go away.

Debt is a trap which man sets and baits himself, and then deliberately gets into.

No company can promise an end date, but if you have multiple debts, the first one should be settled within a year.

Nobody can solve debt problems like me.

Think What You Do When You Run in Debt: You Give to Another Power over Your Liberty

A debt may get mouldy, but it never decays.

Lend less than you owe.

If you have debt, you have to worry about it. I would challenge each of you to try to be debt-free.

Remember that credit is money.

Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.

Make this the year you tackle that credit card debt once and for all.

Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?

You need some quick wins in order to stay pumped enough to get out of debt completely.