Thomas S. Monson Quotes

By no means run in debt: take thine own measure, Who cannot live on twenty pound a year, Cannot on forty.

Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.

If there is any one thing that will bring peace and contentment into the human heart, and into the family, it is to live within our means. And if there is any one thing that is grinding and discouraging and disheartening, it is to have debts and obligations that one cannot meet.

For the vast majority of Americans who work hard and play by the rules, paying the bills may be hard some months, but it's something we always do.

There can be no freedom or beauty about a home life that depends on borrowing and debt.

I don't overspend. I believe in always living within my means.

Personal finances are like people’s personal health, crucial and tragic to the sufferer but tedious to the listener.

Living above your means is financial sin.

The secret of happiness is to live within your income and pay your bills on time.

If you live beyond your means and have to restructure as a result, you pay a price.

As long as we live beyond our means, we are destined to live beneath our means.

Be modest in your wants...There is nothing that will cause greater tensions in marriage than grinding debt, which will make of you a slave to your creditors.

You should always live within your income, even if you have to borrow to do so.

Live beyond your means, then you're forced to work hard, you have to succeed.

I don't know if this sounds bad, but I am set. I don't spend my money. I don't buy cars or have an expensive drug habit. The only thing I've ever bought with the money I've made is my house.

Don't live beyond your means. Don't buy more than you can pay for. Don't expect to get rich quick. And don't confuse salesmen for friends or advisers.

Debt means you had more fun than you were supposed to.

All too often a family’s spending is governed more by their yearning than by their earning. They somehow believe that their life will be better if they surround themselves with an abundance of things. All too often all they are left with is avoidable anxiety and distress

Independence may be found in comparative as well as in absolute abundance; I mean where a person contracts his desires within the limits of his fortune.

There's nothing creative about living within your means.

If I could only have cash, I know that I would spend very little.

Since having kids, I am more careful about saving rather than splurging. I used to spend all my money on trainers and high heels that I couldn't walk in.

Let us all be happy, and live within our means, even if we have to borrow the money to do it with.

There is an attitude that we should be able to have everything. No, you shouldn't be able to have anything. I'd like a helicopter, but I can't afford a helicopter, so I don't buy one. People are buying stuff they can't afford on credit. I bought my Ford hybrid with cash.

If you're not staying on top of your money, you are putting your financial well-being at risk.