Jean Chatzky Quotes

I don't want to tell you what to buy. I just want to help you think about why you're buying it.

Taking stock of what you own, when done correctly and thoroughly, helps dampen the urge to shop frivolously.

I don't really spend money like crazy. I buy what I need and what I really want, and if I'm buying expensive things I do think about the purchase many times before I buy it.

It pays to be a fee fiend.

In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.'

Those who spend too fast never grow rich.

I'm known for value for money. I was brought up to be frugal, and it's definitely a factor in my success. I was born in the Fifties, which was a frugal era, and my family had to be very careful with money out of necessity.

I used to buy nice clothes and drive a nice car when I couldn't afford it. But I spent all my money doing it, and now I don't have to. I like nice things. I like to travel in a certain style. I like to live in a nice place.

The best money advice ever given me was from my father. When I was a little girl, he told me, 'Don't spend anything unless you have to.'

I was very fortunate that I saved my money and I still do.

A budget tells us what we can't afford, but it doesn't keep us from buying it.

Just because you can afford it doesn't mean you should buy it.

Overspending is as certain a part of the holiday season as overeating. But pushing away from both the table and the cash register at least a little bit sooner can make the post-holiday hangover hurt a little bit less.

If you can't pay for a thing, don't buy it. If you can't get paid for it, don't sell it. Do this, and you will have calm and drowsy nights, with all of the good business you have now and none of the bad. If you have time, don't wait for time.

I choose the places I go to carefully and wisely. I'll rarely go to a shopping mall anymore.

The very first step to building wealth is to spend less than you make.

Every year of my working life, I have been fortunate enough to earn more money than I have spent.

Cheapness is a great virtue.

Buy what thou hast no need of and ere long thou shalt sell thy necessities.

I'm not a big spender or shopper. Neither am I extravagant, nor do I have big expenses. I mainly spend on travel. I don't buy overpriced clothes, as I feel such expenses are unnecessary. I probably wouldn't buy expensive watches or jewellery either.

I've saved every dime I've made in my life.

How much of this junk shall we buy?

Frugality is a great revenue.

We have become 99 percent money mad. The method of living at home modestly and within our income, laying a little by systematically for the proverbial rainy day which is due to come, can almost be listed among the lost arts.

If you don't need it, don't buy it.