Shane Filan Quotes

If you're living off credit-card advances and ramen noodles, a buyout offer might be too hard to resist. And you'll be even smarter the second time around.

I live in Vegas, and I see people by the side of the road with cardboard signs who seem like they might have tried that spending their way out of debt thing.

Nobody likes being broke. As somebody who's had to live out of a 1982 Datsun, trust me. I know. I also understand that the first step to improve your situation is to fix the problem that landed you there in the first place.

I was so deep in red ink coming out of ECW that I had to make a good solid living just to get my nose above the water line because of ECW.

I can tell you this, if it wasn't for my book royalties, I'd be in debt.

I've got to love the film, not the money. Because I know what it's like not to have money - you still survive.

My record label always says you shouldn't talk about money because it makes people extremely uncomfortable. Refugees can't talk about money. Rappers can talk about money; refugees can't talk about money.

I became a freelance stylist to survive, and then I had a kid. I bankrupted in 1988 and had a kid in 1990.

Face your financial issues head on. Open your bills, pick up the phone, call your lender. If applicable, tell them you're struggling and explain why. If you lost your job or took a pay cut, be ready to prove it.

We all think we're going to get out of debt.

Studies indicate that most of young adults struggle to grasp even the most basic financial principles that will allow them to manage money and prepare for their future.

Ten million dollars after I'd become a star I was deeply in debt.

The evergreen story of people in debt becomes even sexier in an economic downturn, when debts inevitably get harder to pay.

Bankruptcy laws allow companies to smoothly reorganize, but not college graduates burdened by student loans.

I was able to solve enough big problems along the way that the sheriff didn't come along and put the 'bankruptcy' sign up.

I have to tell you, I live paycheck to paycheck like most Americans. It's very difficult for me to say, 'Hey, I can give up my paycheck,' because the reality is, I have financial obligations that I have to meet on a month-to-month basis that doesn't make it possible for me.

To bring down your credit card balances, write down the benefits of reducing your debt. No more gnawing feeling that you're throwing money away, perhaps. More money flowing to other financial objectives. Then consult the list when you have doubts.

It's real difficult to save when you don't have any money.

I'm on the road earning my money. I didn't get any million pound record deals. Not unless you're Jedward! I'm doing very well, but I still have a mortgage to pay off. So I'm on the road.

Some economists estimate that for every family that goes bankrupt, there are about 15 more who are in the same amount of financial trouble and would profit from bankruptcy but just haven't filed.

Women who have it all should try having nothing: I have no husband, no children, no real estate, no stocks, no bonds, no investments, no 401(k), no CDs, no IRAs, no emergency fund - I don't even have a savings account. It's not that I have not planned for the future; I have not planned for the present.

At my lowest point, I was nearly $700,000 in debt.

With 6 kids, I still pay off my student loans. I still pay my mortgage. I drive a used minivan. If you think I'm living high off the hog, I've got one paycheck.

Perhaps the original layaway angel knew from experience, or simply deduced, that people resorting to the old-fashioned installment method of layaway may be struggling financially.

Remember this: debt is a form of bondage. It is a financial termite.