Benjamin Graham Quotes

Albert Einstein when asked what he considered to be the most powerful force in the universe answered: Compound interest! What you have become is the price you paid to get what you used to want.

The earlier you invest, the higher that attrition rate is because it's compounded. We have a more scientific method of investment.

I live by the ten percent rule. Save one, you save a thousand.

You could lose hundreds or thousands one day on paper and gain it all back the next, and it has literally no effect on your immediate future, provided the money you have in the market is money you're investing for the long haul (meaning at least three to five years).

The way to build your savings is by spending less each month.

We test everything on a one- and a three-year cycle. And you want to stress-test a model, and the three-year test usually does that because you have a growth and value bias. You have different interest rate environments.

I love the Roth IRA. Tax-free income in retirement is a truly great deal.

The longer you hold a dollar, the longer you hold money, the more valuable it becomes over time. So the younger you are, the more ability you have to hold money longer term.

Never, ever invest money that you will need prior to three to five years - minimum.

Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks.

In long term investments, you don't need day to day management.

The key to making money is to stay invested.

I really did believe that the most successful investments were the ones that you could own for the long run.

The safe way to double your money is to fold it over once and put it in your pocket.

Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.

I have only ever borrowed money for investment. I have been sound money all my life.

Pay attention to the big themes because that's what will help you earn ten times your money.

No Man is richer for having his Estate all in Money, Plate, etc. lying by him, but on the contrary, he is for that reason the poorer. That man is richest, whose Estate is in a growing condition…

You cannot continue to pay what you don’t have.

If you're making all your money simply betting on interest rates, that's not a business. Flow is a business. On the outside, they look the same for a while. But when you dig into them, no, they weren't exactly the same.

I'm making my money make money.

It has to be understood, it has to be measured, and the investment needs to make sense, but debt on its face is not a bad thing.

Enjoy the magic of compounding returns. Even modest investments made in one's early 20s are likely to grow to staggering amounts over the course of an investment lifetime.

With the right kind of financing, I think we can grow by 100 percent per year.

You want all the money inside football. We do not have a bottomless pit of money. There are constraints. That's why some deals I have said no to because of the finances of them.