Dave Ramsey Quotes

People have lots of money in super, but they have no money in the bank, and the super funds are not built to help people buy property.

The secret I've lived by ever since I started earning money is this: Always buy a house with an extra bedroom adjoining the master. And that's always my closet.

I've been smart with my money and own a property in London so I'm very happy, and I've got a nice car.

For most people, their wealth accrues slowly, and at any given point they say, 'Okay, I should kick up my standard of living because now I've earned slightly more wealth.' I went from the dorm room to having a billion dollars.

I have a few properties, some in the U.K., some in the States, some in Kosovo. It's a nice little empire - I'm trying to create something so my family can be all right.

I'll treat myself every now and then. Like if I get $100,000, I'll spend $20,000 and put the rest away.

The very first step to building wealth is to spend less than you make.

It's always weird when people approach me to make an investment. I tell them, 'I don't need any more money. I'm good.' Then I wait for their expression. That part is entertaining, because people look at you like you're crazy when you say you don't need any more money. Who says that?

I'm not interested in owning a bunch of driveways.

Time is key to building your financial security.

Even people who feel perfectly comfortable investing in the stock market and owning their own homes often have qualms about individual medical accounts or Social Security private accounts.

I want money; I just don't want that money lying around.

When it comes to tackling your financial goals, whatever they might be, there's no time like the present.

I believe that through knowledge and discipline, financial peace is possible for all of us.

I buy things that are good properties that I'm going to have forever. I just don't have any intention to sell anything. I believe you acquire good assets and you keep them and operate them.

One of the great responsibilities that I have is to manage my assets wisely, so that they create value.

Investing is for wealth preservation, not wealth creation, so first you have to make wealth.

Merrill Lynch is this hugely prestigious brand.

I put my money in property and I love merchandise; such as Muhammad Ali boxing gloves. It's about stability for the future.

Individual households have become over-dependent on the appreciation of housing as a substitute for savings.

Sons represent security, insurance, a 401(k), a bank.

There is a reason so many Americans choose to develop their net worth through homeownership: It is a proven wealth builder and savings compeller.

My biggest extravagances are also investments. I have several houses in California, a house in Nashville, an office complex, and I bought the old home place in Tennessee. They are different places for me to write, but I can turn right around and sell them.

I like to save my money for buying houses.

People might just decide, 'Yeah, I'll diversify my portfolio. I'll live in a rental.' That is a very sensible thing for many people to do.